Eligibility Requirements

Overseas option NOT requiring US primary coverage

You must meet only one of the requirements below:

All U.S. citizens and U.S. permanent residents living abroad who are 74 or younger at the time of application are eligible to apply for coverage or;

All legal residents of the U.S. (citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they apply from a state listed below or;

An employee of a U.S. company, whereby the company is domiciled in a state listed below and the company pays the insurance premium.

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Mississippi, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, West Virginia, Wisconsin, Wyoming

Coverage may not be available in all states

Overseas option requiring US primary coverage

You must meet only one of the requirements below:

All U.S. citizens and U.S. permanent residents living abroad who are 64 or younger at the time of application are eligible to apply for coverage or;

All legal residents of the U.S. (citizens and foreign nationals) who are age 64 or younger at the time of application are eligible if they apply from a state listed below or;

An employee of a U.S. company, whereby the company is domiciled in a state listed below and the company pays the insurance premium.

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Mississippi, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, West Virginia, Wisconsin, Wyoming

You must be continuously enrolled in a U.S. primary health plan. Note: Most individual health insurance policies explicitly require that you meet the ongoing eligibility criteria for the policy. Eligibility sometimes hinges upon being a resident or living in the plan service area. Definitions can vary but if you no longer reside, live or work in the service area your coverage may terminate after 60 days or based on the last billing cycle in which your eligibility changed. It is recommended that you thoroughly review your primary plans certificate of insurance to fully understand the type of coverage offered when you are out of your service area.

Coverage may not be available in all states