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Learn About UsBenefit Schedule
| Medical Benefits | |
|---|---|
| Maximum Benefit per Insured Person per policy period | Options include $50,000; $100,000; $500,000; $1,000,000 |
| Deductible per Insured Person per policy period | Options include $0; $100; $250; $500 |
| After the Deductible is satisfied, benefits are paid for Covered Expenses as follows up to the Medical Limit: | |
| Benefits | Insurer Pays After Medical Benefit Deductible is Paid: |
|---|---|
| a. Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab | 100% |
| b. Office Visits: including X-rays and lab work billed by the attending physician. | 100% |
| a. Surgery, X-rays, In-hospital doctor visits | 100% |
| b. In-patient medical emergency | 100% |
| Ambulatory Surgical Center | 100% |
| Outside the U.S. Outpatient prescription drugs | 50% of Covered Expenses |
| Dental Care required due to an Injury | 100% of Covered Expenses up to $300 maximum per Trip Period |
| Other Benefits | Insurer Pays Without a Deductible Being Applicable |
| Accidental Death and Dismemberment | Maximum Benefit Principal Sum up to $25,000 |
| Repatriation of Remains | Maximum Benefit up to $25,000 |
| Medical Evacuation | Maximum Benefit per Trip Period for all Evacuations up to $500,000 |
| Transportation to Join the Insured | Maximum Benefit per Trip Period up to $1,500 for the cost of one economy round trip airfare ticket to the place of the Hospital Confinement for one (1) person |
| Trip Interruption | Maximum Benefit of $1,000 per Trip Period |
| Trip Delay | Maximum Benefit of $250 per Trip Period Maximum Benefit of $25 per day, up to 10 days |
|
Baggage/Personal Effects Reimbursement for loss, theft or damage to personal effects during a covered trip |
Maximum Benefit up to $500 ($100 limit per article) |
Mental health is covered up to the policy maximum as any other condition.
- Access to our global community of carefully selected, contracted hospitals, physicians, dentists and behavioral health professionals in over 190 countries
- Detailed provider profiles
- Appointment scheduling
- Direct Pay to providers
- Health and security news alerts
Available to U.S. residents, age 95 or younger. See Eligibility Requirements.
This plan includes a 180-day Pre-existing Condition exclusion.
This is a non-renewable plan. Subsequent periods of insurance can be purchased, in which case new Deductible, Eligibility and Pre-existing Condition Exclusions would apply.
PLEASE NOTE: This plan is for coverage outside of the U.S. only. You may only purchase this policy prior to departing on your trip.
Ten Day Money-Back Guarantee
YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left on your trip or incurred a claim, you will receive a full refund. (Guarantee not available in WA)