Plan Design

Two options are available for groups of travelers with a primary health plan or without a primary health plan. Preferred Option and Economy Option.

A range of medical limits and deductible choices can be selected. The benefit differences are shown for each plan. To see a detailed benefit schedule, click on the plan below.

Group Comparison
BENEFIT Coverage for travelers with a primary plan Coverage for travelers without a primary plan
Medical Limit Choices $50,000, $100,000, $500,000, $1,000,000 $50,000, $100,000, $500,000, $1,000,000
Deductible Limit Choices $0, $50, $100, $250,$500 $0, $50, $100, $250,$500
Medical Evacuation $500,000 $500,000
Pre-existing Conditions Coverage Covered for all benefits Covered only for medical evacuation, repatriation of remains and bedside visit benefits
Accidental Death & Dismemberment $50,000 (Principal Sum) $25,000 (Principal Sum)
Prescription Drugs 100% 50%
Emergency Dental $500 $200
Primary health Insurance required Yes No